Occupational Accident Insurance

What is Occupational Accident Insurance?

Occupational accident insurance (OAI) helps to protect independent contractors who are injured as a result of a covered accident while completing a Dolly job. OAI coverage can help pay for medical bills, death benefits, and replace certain lost wages.

Who is covered under OAI?

Outside of California, as of June 1, 2021 OAI coverage is available to Helpers & Hands who are approved on the Dolly platform and completing a job for Dolly.

Within California, OAI coverage is only available to Helpers whose Dolly jobs originate in California

How do I enroll?

No enrolment is required. If you are eligible for OAI, it is available once you are approved.

How Do I Report an Occupational Accident Claim?

If you become injured on a Dolly job, you will need to report a claim with Intact immediately.

To file a claim, you will need to call the Intact Claims Center at:  1-877-441-6274. Please be prepared with the following information:

Outside of California
Dolly’s Policy Number: 216-002-671
Your phone number, email address, and license plate number

Within California

Dolly’s Policy Number: 216-002-641
Your phone number, email address, and license plate number

You can also submit a claim online here.

Once you file a claim, an Intact Claims Adjuster will guide you through the claims process.

What does OAI cover?

If you become injured as a result of a covered accident while completing a job for Dolly, you may be eligible for the following benefits:

Outside of California

• Accident Medical Expense
• Temporary Total Disability Benefits
• Continuous Total Disability Benefits
• Accidental Death Benefits
• Survivor’s Benefit

Within California

• Accident Medical Expense
• Temporary Total Disability Benefits
• Accidental Death Benefits
• Burial Expense Benefit

Does Occupational Accident insurance cover third party injuries or property damage(s)?
No. Occupational Accident insurance does not cover any injuries to a third party or property damage(s).

For a detailed Explanation of Coverage including benefits, terms, limitations, and exclusions, please contact helperclaims@dolly.com

All coverages are subject to the policy terms, conditions, limitations, and exclusions. If there is a conflict between the information shown here and the actual insurance policy, the policy will govern. The policy is underwritten by Atlantic Specialty Insurance Company and placed by JMB Insurance. Dolly, Inc. is not an insurance provider and is not performing any insurance services.